COMPETITIVENESS OF COOPERATIVE BANKS IN THE ERA OF DIGITAL TRANSFORMATION

In today's rapidly changing world, cooperative banks face unique challenges. Digital transformation, while full of promise, requires a strategic approach and innovative solutions. This monograph is a compendium of knowledge that will help you understand and effectively harness the potential of digitization in the cooperative banking sector.

• Analysis of the impact of digital transformation on cooperative banks
• Identification of key opportunities and development constraints
• Identification of tools and strategies to strengthen competitiveness
• Consideration of systemic conditions and local specificities
• Comprehensive diagnosis of the challenges facing cooperative banking
• Practical conclusions for financial institutions
• Addressed to researchers and practitioners seeking effective solutions

Kamila Tomczyk's monograph is a detailed analysis of the impact of digital transformation on the competitiveness of cooperative banks in Poland. The author focuses on identifying the key opportunities and constraints on the development of these institutions in the context of dynamic technological change. Particular attention is paid to the tools and strategies that can strengthen the position of cooperative banks in competition with commercial banks. The work takes into account both systemic conditions and the local specifics of the sector's functioning, which enables a comprehensive diagnosis of the challenges facing cooperative banking.

This study fills an important gap in the literature by integrating an analytical approach with a practical view of the problem. The work is based on solid methodological foundations and the conclusions have practical implications for financial institutions. The monograph is addressed to researchers dealing with banking and digital transformation, as well as to practitioners seeking effective solutions to support the development of cooperative banks in the conditions of progressive digitization. It is an invaluable source of knowledge for anyone who wants to understand and effectively navigate the world of modern cooperative banking.

This book is a valuable source of information for anyone interested in the future of cooperative banking in Poland. Thanks to the in-depth analysis and practical tips, readers gain a comprehensive picture of the challenges and opportunities that digital transformation brings. It is a must-read for managers of cooperative banks, students of economics and all those interested in innovation in the financial sector. This monograph is the key to understanding and effectively harnessing the potential of digitization in cooperative banking, opening up new perspectives for development and competitiveness.