OPEN BANKING IN EUROPE - ANALYSIS AND PERSPECTIVES

Step into the fascinating world of open banking, where financial innovations meet legal regulations. This book is your key to understanding the digital revolution that is transforming the payment services sector in Europe. Learn about the mechanisms that drive the growth of FinTechs and change the relationships between banks and customers. Discover how the PSD2 regulation affects the market and what benefits it brings to consumers.

• In-depth analysis of the mechanisms of open banking in Europe
• Practical advice for banks and FinTechs on adapting to new market conditions
• Assessment of market strategies and user preferences
• Impact of the PSD2 regulation on the payment services market
• Potential for innovation in the financial sector
• Shaping new financial ecosystems and supporting the development of FinTechs

The book "Open Banking in Europe" is a comprehensive study that shows how the PSD2 regulation and digital technologies have redefined the payment services market. Thanks to the new model - open banking - customers have gained new opportunities to use their financial data, and banks and FinTechs are faced with the opportunity to create modern, integrated solutions. This is a breakthrough approach to stimulating competition and accelerating the development of innovative payment solutions while ensuring security.

The authors present a two-sided view of the problem of open banking - from the perspective of experts from the payment services sector from all over Europe and consumers from 22 European countries. This enables the assessment of market strategies and user preferences, understanding the impact of the PSD2 regulation on the payment services market, and identifying the potential for innovation. The book also shows how open banking shapes new financial ecosystems and supports the development of FinTechs in Europe.

CeDeWu is a renowned publishing house specializing in publications in the fields of economics, management and finance. Their books are characterized by high substantive quality and a practical approach to the topics discussed. Through cooperation with experts from various fields, CeDeWu provides readers with the knowledge necessary to understand contemporary business challenges.

This book is an invaluable source of knowledge for those who want to understand how regulations and technologies shape the future of finance. It is not just a market analysis - it is a guide to the future of financial services in Europe. Ideal for students, analysts, managers and anyone interested in the future of banking.